According to a study conducted in 2012, households with pets visited the veterinarian's office (such as Animal Medical Center) about 2.6 times per year. Anytime your pet is feeling sick or injured, you want to make sure they receive proper care. Every time you head to the vet, you can expect to pay a considerable amount of money out of pocket. Most pet owners do not have their pet covered under an insurance plan. This means they are expected to pay the full amount of their bill out of pocket. These amounts can add up if you have a very sick or injured pet. One way to avoid going broke during your veterinarian visit is by investing in pet insurance. Just like typical medical insurance, it can help offset the amount of pocket costs you are expected to pay.
Expensive Diagnostic Testing
When a pet is sick, it can take multiple tests before a veterinarian figures out the issue. Not all pet owners will go to great lengths in order to get to the root of the illness. If you are a pet owner who would do everything you could to find out the problem and treat your pet, you should consider investing in insurance. Some diagnostic testing can include fecal testing, ultrasounds, blood panel test, MRI, and more. The more diagnostic testing that is needed, the more you can expect to be billed. For just an MRI for a dog, you can expect to pay around $1750 depending on the area and how quickly it is needed. The premiums you pay every month for your pet insurance can outweigh what you would pay in medical bills.
Pets usually do not last as long as humans meaning it is important to try and extend their life as much as possible. With new technology, veterinarians are able to do chemotherapy, radiation, and surgery when a pet has been diagnosed with a severe illness. Money plays a big part in what you are able to do when it comes to treatment options. These treatments can be very expensive. Making the decision as to whether or not to have certain treatments performed can cause you a lot of anxiety. By having pet insurance to help offset the costs, you have more options available to you. You do not have to worry as much about what you will have to pay out of pocket making the decision much easier.